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Savings contribution simulator

Choose a monthly contribution and a duration to see earmarked savings progress. This conditional projection does not determine how much your budget lets you save.

Prefilled fictional example: replace these amounts with your assumptions.

Calculated locally in this browser. No amount is saved to your account or included in the continuation link.

Conditional result

Earmarked savings at the horizon

€3,400.00

Goal reached in month 10 if the chosen contributions are made.

Total contributions : €2,400.00

Remaining gap to the goal : €0.00

Monthly progress in text
Monthly progress in text
MonthEarmarked savings
0€1,000.00
1€1,200.00
2€1,400.00
3€1,600.00
4€1,800.00
5€2,000.00
6€2,200.00
7€2,400.00
8€2,600.00
9€2,800.00
10€3,000.00
11€3,200.00
12€3,400.00

Method and assumptions

Savings in month n = initial earmarked savings + n × chosen contribution. The first contribution is at the end of month 1, then at each month-end. Horizon: 1 to 360 months. EUR amounts are kept in integer cents; €100,000 limit per field.

No interest, return, inflation, fee, withdrawal or income change is simulated. The contribution is a choice, not affordable capacity inferred from a budget or investment advice. A transfer between your accounts changes the earmarking of money, not your total liquid assets; do not add money already included in initial savings a second time.

Fictional example: €1,000 initially earmarked plus €200 each month over 12 months gives €3,400. A €3,000 goal is reached in month 10 under those assumptions.

For a reading with your dates and commitments, start manual Trajectory setup. Amounts from this tool are not transferred.

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