Where you stand today. What lies ahead. And what one choice can change.
No card required · essential reading free without a time limit.
Reading, not advice.Illustrative reading
October 1, 2026 / Now
Your situation, in plain terms
Your balance is holding.
Your resources absorb the known commitments. No pressure window over the next 96 days.
- Available reserve
- €12,000
- Monthly margin
- +€865/month
- Pressure threshold
- €3,269
Read exact amounts
Smoothed curve. Hover or drag to read the nearest day’s exact amount. Use arrow keys for one day, Shift and arrow keys for seven days, Enter for details, Escape to leave the reading.
Trajectory · A decision to explore
November 15, 2026Camille is preparing to move. One reserve, two ways to pay for furniture: the consequence is calculated before any decision.
Fictional illustration · no bank connected · no transaction executed.
One decision, two trajectories
Camille prepares to move
Free · current reading and reference trajectory up to 6 months.
Premium · decision scenarios and option comparisons.
Before: Lowest point €12,000. Option A: After: Lowest point €5,365. Days under pressure 0 → 0. Option B: After: Lowest point €8,656.98. Days under pressure 0 → 0.
Read exact amounts
Smoothed curve. Hover or drag to read the nearest day’s exact amount. Use arrow keys for one day, Shift and arrow keys for seven days, Enter for details, Escape to leave the reading.
This simulation describes consequences; the choice remains yours.
Start for freeStart with Free. The scenarios and advanced tools illustrated here require Premium.
Structure · The facts behind the line
What holds it all together.
Amounts, dates, one trajectory.
- Available reserveOn October 1, 2026€12,000
- Net incomeOn day 1 of each month+€3,200
- Current rentOn day 1 of each month · until November 2026-€1,050
- Other living costsOn day 1 of each month-€1,150
- GymOn day 1 of each month · Optional-€45
- Storage unitOn day 1 of each month · Optional-€90
Entirely fictional data · no bank connection.
Real-life decisions
You have plans.
Give them perspective.
A dated change reads on the same trajectory, under the same calculation rules.
A new address.
The deposit, the new rent, the furniture. One decision, all of its consequences.
Explore this decisionWorkA new job.
Spot the gap between two incomes before you choose your leaving date.
Explore this decisionProjectFunding a project.
Pay from the reserve or finance it over time: compare before you commit.
Explore this decisionClarity over time
Your life moves on.
Triumvir keeps the thread.
Find what changed. Keep a record of your decisions, their assumptions and what motivated them.
Reserve observed from Oct 1 to Oct 8€12,000 → €11,750-€250 to explain
Discover the depth of the product- Your starting point
A reference situation.
The facts and assumptions behind your reading, dated.
- Your decision
Options compared.
Their consequence before you choose. A receipt when you commit.
- What changed
A memory to return to.
The choice you kept, its context and the gaps observed since.
Trust through understanding
A reading whose path
you can follow.
Every result comes from dated facts and a deterministic calculation.
Visible assumptions.
You know what your reading rests on.
Calculated consequences.
You compare options on one shared basis.
A personal decision.
No payment is ever triggered by a simulation.
- 01
Your facts
You enter income, costs, reserve and planned changes.
- 02
The calculation
The same engine computes a trajectory from the same facts.
- 03
The preview
You see an option’s consequence without changing your reference.
- 04
Your decision
You choose what you do. Nothing is executed on your behalf.
Your numbers stay under your control. No bank connection is needed to start.
A projection depends on the information entered and explicit assumptions; it does not guarantee the future and is not financial advice.
Start by seeing clearly.
Your first reading
is free.
Understand your situation and explore your essential trajectory. Move to Premium when you want to compare decisions and look further ahead.
Compare the plansPremium
€19/monthOr €180/year, equivalent to €15/month billed annually.
Go PremiumThe same account includes Web and the native iOS app, with no extra charge. Web available now · native iOS app forthcoming.
Before you start
A few answers.
In plain terms.
Does the free reading end?
No. The essential reading stays free without a time limit and without a card.
Do I need to connect my bank?
No. You can start by entering your reserve, income and commitments. A bank connection is not needed for a first reading.
What does Premium change?
Premium adds decision scenarios, levers and a 36-month horizon to inspect consequences further ahead.
Are projections certain?
They follow from the amounts, dates and assumptions you enter. A forgotten expense or an unexpected event can change your trajectory.
Does a simulation touch my account?
No. Comparing options triggers no payment, transfer or subscription.
Does Triumvir tell me what to decide?
No. Triumvir calculates and shows consequences from your facts and assumptions. The decision stays yours.
Your next decision starts here
See where you stand.
Explore what comes next.
Begin with the essential facts. Your first reading is yours.
No card required · essential reading free without a time limit.